Banking Module For Trans Max- DPS & Loan Features
DPS (Deposit Pension Scheme) Features:
- Flexible deposit plans with different durations.
- Automatic monthly deposit deductions.
- Fixed and variable interest rate options.
- Maturity period with automated payouts.
- Penalty for premature withdrawal.
- User dashboard to track deposits & earnings.
- Admin panel to manage DPS plans & interest rates.
Loan Module Features:
- Different loan types: Personal, Business, Auto, etc.
- Automated EMI (Equated Monthly Installment) calculations.
- Loan approval & disbursement management.
- Flexible interest rate settings (fixed & reducing balance).
- Repayment tracking with due date reminders.
- Loan penalty for late payments.
- User loan status & payment history tracking.
- Admin control for setting loan policies & approvals.
General Banking Features:
- Seamless integration with Trans Max system.
- Secure transaction management.
- Multi-currency support for global users.
- Automated notifications & email alerts.
- Detailed reports & analytics for users & admin.
